“90% of millionaires become so through owning real estate.” A famous quote that has been proven for decades. Property investment, any investment is a risk, however one thing that is certain is if you know the strategies and buy right, you will make money. Property isn’t going anywhere. It’s stuck to the earth. It’s not online.

Savills have estimated average house prices are to increase by 23.4% over the next 5 years. I’m sure you can see where the ‘safe as houses’ quote comes from. You will see how we mitigate the risks inside the community.

Let’s be honest, they do. It doesn’t matter which party is in control, there always seems to be someone trying to bring in a new regulation. However, this only stops the amateur investor, the investor that doesn’t know the loopholes, the correct buying strategies and how to save on tax and much more. Government legislation change is part of the process. It will never stop property investing.

That’s what Smart Sales & Investments is for! We work with time poor investors who want to invest in property, but life simply doesn’t allow it. Work, business, family can all delay the progress you really want to make, and that’s why we created our Source, Renovate, Manage model. Whether you just want us to find you your next high yielding property investment, or you want to use our full end-to-end service, we are here to support time poor investors and help them create generational wealth through property.

“Don’t wait to buy property, buy property and wait.” A famous quote by Theodore Roosevelt and rings true. The below graph from Statista shows the percentage increase in property since 2015. With inflation eating away at your money, don’t try and time the market. Property prices increase over time regardless of market conditions. (Source: House price increase UK 2015-2024) | Statista)

Then you have bought wrong, and probably used the wrong mortgage product. Not only should your mortgage be well covered, but you should be walking away with anywhere between £300-£1,000 profit per month depending on the deal, rental income and strategy used. We cover repayment v interest only mortgages and all the benefits inside our VIP Skool Community.

Don’t worry, that is what our experience is for. We have sourced properties all over the country for investors and know where the high rental demand areas are. We also have numerous portals and systems we use so we can present the data as accurately as possible.

Sure, current legislation means you are hit with Section 24 income tax and capital gains tax…...if you buy with your personal name. However, buying in a limited company mitigates this and you only have to pay corporation tax, a massive saving. We go into depth about this in our VIP Skool Community.

And you don’t have too! That is what the professionals are for. Your job as a property investor is to build your portfolio. Leave the renovating to the appropriate trades. As you know, we have a full renovation arm to the business, Smart Home Improvements, and have a dedicated team and Project Manager for any size of renovation you require.

Crypto, stocks, & shares are some of the most volatile markets you can invest in. Sure, you can have overnight success, however you can also lose it all in the same timeframe. You might have the risk appetite for that, but if you are reading this, I am sure you agree with us that there isn’t a safer long-term investment than property.

A common misconception. Inflation will effectively eat away at your savings over time. Let us put a simple example to you: Let’s say, you have £100 and can buy something for £100 today. If you save your money in a bank account with 1% interest, you'll have £101 next year. But if inflation is 5%, that item will cost £105 next year. With £101, the money in the bank would no longer be enough to buy it. In short, if inflation is higher than your rate of interest, inflation is eating away at your savings. In property, you can expect anywhere between 8% and 15% returns meaning your money is actually out working for you, bringing you a heathy return, and de-risking inflation.

The property market works in cycles. Learning when to buy and sell is a clever way to really maximize your capital. However as much as you can make predictions, no one can see into the future. Take Covid for example. The property industry as a whole was worried what affect Covid would have on property and prices. What actually happened was an insane demand meaning prices rather unexpectedly rocketed. Regardless, if property prices fall a little, working with Smart Sales & Investments will mean you have bought right in the first place and will mitigate the risk to investment in a drop in property prices.

Much like renovations, leave that to the professionals. Sure, you can become a landlord and self-manage your investment property. However, this means finding a tenant, screening the tenant, managing rental payments and of course the maintenance. A very time-consuming task even with one property. The Smart Property Lets team take care of everything on your behalf. We have access to Rightmove & Zoopla where your property will be professionally marketed, and the perfect tenant found, and all maintenance arranged, all for a small 10% management fee. Thus, leaves you to get on with finding your next investment property and growing that portfolio.

Don’t worry, we have you covered here as well. We are more than happy to introduce any of our professional team whether that’s a solicitor, mortgage broker, accountant or individual trades, we are here to help.